We have been in the factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can lend a helping hand to get you through any tough circumstances you might run into. We won't go out of business when the times get tough, like some other factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's just about impossible for you to know which factoring firm is the right fit for you. By contacting us, we'll answer any burning questions you may have and help you find the best match for your company - it could be us or another factoring company.

We have an enormous A-list of factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, after you take the time to tell us what you need, we have all the confidence in the world that you will find just what you need..

Many factoring businesses let you pick and choose your customers that you want to factor. Although a handful of them usually require a minimum dollar amount before they'll work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is much the same as carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement that will force you into factoring when you don't need it.

Many factoring businesses will not be upfront about their fees. You need to be Sherlock Homes to uncover those fees. You can be rest assured, We do not behave this way.  We are unconditionally transparent about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring businesses are funded by Wall Street money. We are a privately held company and don't answer to investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We take the time to hear your story, understand your concerns. Based on that information we will put together a custom-built solution for you. Many receivables factoring businesses especially the Silicon Valley ones almost exclusively trust an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or simply won't.

Don't overlook the fact that the factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to nip them in the bud immediately.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is essential to avoid preventable write-offs.

We make sure to adopt the latest technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much better rates for you. Many other companies don’t even come close.